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Non-cash adjustment programs: also called cash discount or surcharge programs: are becoming essential tools for small businesses fighting back against rising credit card processing fees. But here's the problem: many business owners are making critical legal mistakes that could cost them thousands in fines, customer disputes, or even lawsuits. With new regulations rolling out in 2025 and stricter enforcement expected in 2026, now's the time to get your program compliant. Accor

You're probably paying way more in credit card processing fees than you should be. If you're like most small business owners, you've invested in a POS system expecting it to save you money and streamline operations. But here's the kicker – you might be making costly mistakes that are actually inflating your processing fees without even realizing it. According to recent industry data from TSG Payments, over 90% of small retailers report paying more in card processing fees than

Running a small business means watching every penny, and credit card processing fees can eat into your profits faster than you realize. What if there was a simple, legal way to stop absorbing those costs and start protecting your margins instead? Enter non-cash adjustments – a straightforward pricing strategy that's helping thousands of small businesses reclaim their profits without changing how they operate. What Exactly Is a Non-Cash Adjustment? A non-cash adjustment is a

Running a small business means juggling countless responsibilities, and payment processing shouldn't be one of your biggest headaches. Yet many business owners find themselves confused by fees, frustrated with slow funding, or worried about security breaches. The good news? Understanding credit card processing doesn't have to be complicated. This guide breaks down everything you need to know about accepting credit cards, from choosing the right processor to maximizing your pr

If you're still using that payment terminal from 2010, you're not just missing out on new features: you're actively putting your business at risk. The payment processing world has transformed dramatically over the past few years, and the gap between modern systems and outdated ones has never been wider. Let's cut through the noise and figure out exactly what your small business needs to stay competitive, secure, and profitable. Why Your Old Payment System Is Holding You Back