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Walk into any payment processing trade show, and you'll hear the same pitch: "Biometric terminals are the future! Eliminate fraud! Boost security!" But here's the thing, as someone who's been in the payments game for years, I've seen plenty of "revolutionary" tech that turned out to be expensive paperweights. So let's cut through the marketing noise. Are biometric payment terminals actually worth your hard-earned money, or are they just another shiny gadget that sounds impres

The checkout experience is changing faster than ever before. While your customers are still pulling out their cards and tapping PINs, payment giants Mastercard and Visa are quietly rolling out technologies that could make those familiar interactions feel as outdated as writing checks. We're talking about passkeys and biometric checkouts: two game-changing authentication methods that are moving from tech demos to real-world deployment across the U.S. For small business owners

The checkout experience is changing faster than ever before. While your customers are still pulling out their cards and tapping PINs, payment giants Mastercard and Visa are quietly rolling out technologies that could make those familiar interactions feel as outdated as writing checks. We're talking about passkeys and biometric checkouts: two game-changing authentication methods that are moving from tech demos to real-world deployment across the U.S. For small business owners

Picture this: your customer walks up to pay, smiles at your terminal, and walks away: no card, no phone, no PIN. Sound like science fiction? It's happening right now, and 2026 is shaping up to be the year biometric payments go mainstream for small businesses across America. At CardPlus, we're tracking these developments closely because they represent the biggest shift in payment processing since chip cards. While you're focused on running your business, we're watching how thi

Biometric checkout is no longer science fiction: it's happening right now in stores across America. From fingerprint scanners at coffee shops to facial recognition at grocery stores, this technology is quietly revolutionizing how customers pay. But as a small business owner, you're probably wondering: Is this safe? Where does my customers' data go? And do I actually need this? Let's cut through the hype and get you the real facts about biometric payments, privacy protection,

Remember when chip cards felt revolutionary? That was just the warm-up. Right now, while you're reading this, payment giants Visa and Mastercard are quietly rolling out technology that lets your customers pay with just their fingerprint or face. No cards, no cash, no fumbling with phones: just a quick touch or glance, and the transaction is complete. If this sounds like science fiction, you're not alone. But biometric payments are already processing millions of transactions w

The holiday rush is here, and if you're a small business owner, you're probably feeling it already. Lines are longer, customers are spending more, and your payment terminal is working overtime. But here's the thing – this year's holiday season is shaping up to be one of the busiest on record for credit card transactions, and smart service companies are stepping up in big ways to make sure you're ready for it. Whether you run a cozy café, a bustling retail shop, or a growing r

The beauty industry just got a major upgrade. Mastercard and L'Oréal recently announced a groundbreaking partnership that's reshaping how beauty businesses handle payments and financial services. Their launch of the L'Oréal Mastercard BusinessCard in Latin America signals a massive shift toward specialized payment solutions designed specifically for salons, spas, and beauty entrepreneurs. While this initial rollout targets 350,000 beauty salons across Latin America and the Ca

If you're like most small business owners, you're probably paying way more in processing fees than you need to. Those little percentages add up fast – and before you know it, you're handing over thousands of dollars a year that could stay in your pocket. The good news? You don't have to accept sky-high processing costs as just "the cost of doing business." There are proven strategies that can slash your fees significantly, and they're easier to implement than you might think.

If you're like most small business owners, you're probably paying way more in processing fees than you need to. Those little percentages add up fast – and before you know it, you're handing over thousands of dollars a year that could stay in your pocket. The good news? You don't have to accept sky-high processing costs as just "the cost of doing business." There are proven strategies that can slash your fees significantly, and they're easier to implement than you might think.

Running a small business means wearing a dozen different hats every single day. You're the CEO, the accountant, the customer service rep, the marketing manager, and everything in between. At CardPlus, we see this reality with every client we work with, restaurant owners juggling inventory management while processing payments, salon owners managing appointments while handling credit card fees, and retail shop owners balancing books while serving customers. That's exactly why s

Running a small business means wearing a dozen different hats every single day. You're the CEO, the accountant, the customer service rep, the marketing manager, and everything in between. At CardPlus, we see this reality with every client we work with, restaurant owners juggling inventory management while processing payments, salon owners managing appointments while handling credit card fees, and retail shop owners balancing books while serving customers. That's exactly why s

Running a small business means looking for every opportunity to save money on processing fees. Non-cash adjustment programs seem like the perfect solution, letting you pass processing costs to customers who pay with cards while rewarding cash-paying customers with lower prices. But here's the reality: one compliance mistake can cost you thousands in fines, chargebacks, and lost customers. The rules around cash discount rules and regulations are stricter than most business own

If you run a restaurant, salon, retail shop, or mobile business that accepts credit cards, you need to know about PCI DSS 4.0. This updated security standard became mandatory on March 31, 2025, and it affects every business that processes card payments: no matter how small. The good news? While PCI DSS 4.0 introduces stricter security requirements, it also offers more flexibility for small businesses to implement compliance in ways that work for their unique operations. Let's

If you're a small business owner in New York, you've probably heard about the state's new credit card surcharge law that took effect in February 2024. Maybe you're wondering if your current cash discount program is still legal, or if those "3% credit card fee" signs you see everywhere are actually compliant. Here's the thing: this new law isn't just another regulatory hurdle: it's actually designed to protect both you and your customers while giving you more flexibility in ho

Non-cash adjustment programs: also called cash discount or surcharge programs: are becoming essential tools for small businesses fighting back against rising credit card processing fees. But here's the problem: many business owners are making critical legal mistakes that could cost them thousands in fines, customer disputes, or even lawsuits. With new regulations rolling out in 2025 and stricter enforcement expected in 2026, now's the time to get your program compliant. Accor

You're probably paying way more in credit card processing fees than you should be. If you're like most small business owners, you've invested in a POS system expecting it to save you money and streamline operations. But here's the kicker – you might be making costly mistakes that are actually inflating your processing fees without even realizing it. According to recent industry data from TSG Payments, over 90% of small retailers report paying more in card processing fees than

Running a small business means watching every penny, and credit card processing fees can eat into your profits faster than you realize. What if there was a simple, legal way to stop absorbing those costs and start protecting your margins instead? Enter non-cash adjustments – a straightforward pricing strategy that's helping thousands of small businesses reclaim their profits without changing how they operate. What Exactly Is a Non-Cash Adjustment? A non-cash adjustment is a

Running a small business means juggling countless responsibilities, and payment processing shouldn't be one of your biggest headaches. Yet many business owners find themselves confused by fees, frustrated with slow funding, or worried about security breaches. The good news? Understanding credit card processing doesn't have to be complicated. This guide breaks down everything you need to know about accepting credit cards, from choosing the right processor to maximizing your pr

If you're still using that payment terminal from 2010, you're not just missing out on new features: you're actively putting your business at risk. The payment processing world has transformed dramatically over the past few years, and the gap between modern systems and outdated ones has never been wider. Let's cut through the noise and figure out exactly what your small business needs to stay competitive, secure, and profitable. Why Your Old Payment System Is Holding You Back